 Banking
Act of 1933
- PL 73-66, 48 STAT 162
- Separated commercial banking from investment
banking
|
Banking
Act of 1935
- Established the FDIC as a permanent agency
of the federal government
- PL 74-305 49 STAT 684
|
Bank Holding Company Act of 1956
- Required FRB approval to form a bank holding
company
- Prohibited bank holding companies headquartered
in one state from acquiring a bank in another
state
- PL 84-511, 70 STAT 133
|
|
 Bank Service Company Act
|
|
Check Clearing 21st Century
|
|
Community Reinvestment Act
CRA
|
Crime
Control Act of 1990
- Expanded federal regulatory authority to combat
financial fraud
- PL 101-647, 104 STAT 4789
|
Depository
Institutions Deregulation and Monetary Control
 Act
of 1980
- Began phase out of interest ceilings on
deposits
- Established "NOW" accounts
- Granted new powers to thrift institutions
- Raised deposit insurance limit to $100k
- PL 96-221, 94 STAT132
|
Depository
Institutions Act of 1982
- Expanded FDIC powers to assist troubled
banks
- Expanded powers of thrift institutions
- PL 97-320, 96 STAT 1469
|
|
Edge Act
|
|
Electronic Funds Transfer
|
|
Equal Credit Opportunity
|
|
Expedited Funds Availability
|
FDI
Act of 1950
- Revised and consolidated earlier deposit
insurance legislation
- PL 81-797
|
|
FDIC Improvement Act
|
Federal
Credit Union Act
- PL 86-354
- Revised and restructured existing federal credit
union and farm credit union statutes
|
|
Federal Deposit Insurance Act
|
|
Fed Fin Inst Exam Council Act
|
Federal Reserve Act
- Established the Federal Reserve System
- PL 63-43, 38 STAT 251
|
|
Fed Reserve
Act sections 23A & B
|
|
Fed Reserve Act section25
|
Financial
Institutions Regulatory and Interest Rate Control
Act
of 1978
- Established Federal Financial
Institutions Examination
Council FFIEC
- Regulated bank insider transactions and
electronic fund transfers
- PL 95-630, 92 STAT 3641
|
Financial
Institutions Reform, Recovery and Enforcement
Act of
1989 FIRREASEC_CODE_REF_0090001192884
- Abolished the insolvent Federal Savings & Loan
Insurance Corporation
- Established the Office of Thrift Supervision
OTS
- Established the Resolution Trust Corporation
RTC
- Gave the FDIC responsibility to insure thrift
deposits
- PL 101-73, 103 STAT 183
|
|
Freedom of Information Act
|
|
Glass-Steagall Act
|
Gramm-Leach-Bliley
Act
- Major regulatory reform, repeals Glass-Steagall
-
PL 106-102, 113 STAT 1338
|
|
Home Mortgage Disc Act
|
|
Home
Owners Loan Act of 1933
|
Housing
and Community Development Act of 1992
- Established the regulatory structure for
government sponsored enterprises
- GSEs, e.g. Fannie
Mae and Freddie Mac
- Contains anti-money laundering provisions
- PL 102-550, 106 STAT 3672
|
International Banking Act 1978
- Brought foreign banks within federal regulatory
framework
- Required deposit insurance for branches
of foreign banks engaged in retail deposit taking
in the US
- PL 95-369
|
Interstate
Banking and Branching Efficiency Act of 1994
- Allows bank holding companies to acquire banks
in any state
- Allows interstate bank mergers
- PL 103-328, 108 STAT 2338
|
|
Management Interlocks Act
|
McFadden
Act of 1927
- PL 69-639, 44 STAT 1224
- Prohibited interstate banking
|
National
Bank Act of 1864
- Chapter 106, 13 STAT 99
- Established a national banking system
and the chartering of national banks
|
|
Non-public
Personal & Financial Information Act
|
|
Privacy statutes
|
|
Real Estate Appraisal Reform
|
|
Right to Financial Privacy Act
|
|
Truth in Lending Act
|
|
Truth in Savings Act
|
