Safety and Soundness Supervision

Index of Safety and Soundness Regulations by Agency

FRB

Unlike the other federal regulatory agencies, the FRB has not adopted substantive regulations setting standards for safety and soundness per se. Rather it has adopted six Appendixes to Part 208 containing the Interagency Guidelines Establishing Standards for Safety and Soundness and the Interagency Guidelines Establishing Information Security Standards along with three Capital Adequacy Guidelines and one covering Real Estate Lending Policies.

OCC

12 CFR Part 30 - Safety and Soundness Standards

30.1 Scope
30.2 Purpose
30.3 Determination and notification of failure to to meet safety and soundness standard
30.4 Filing of safety and soundness compliance compliance plan
30.5 Issuance of orders to correct deficiencies and to take or refrain from taking other actions
30.6 Enforcement of orders
Appendix A - Interagency Guidelines Establishing Standards for Safety and Soundness
Appendix B - Interagency Guidelines Establishing Information Security Standards
Appendix C - OCC Guidelines Establishing Standards for Residential Mortgage Lending Practices

FDIC

12 CFR Part 337 - Unsafe and Unsound Banking Practices

337.1 Scope
337.2 Standby letters of credit
337.3 Limits on extensions of credit to executive officers, directors and principal shareholders of nonmember banks
337.5 Exemption
337.6 Brokered deposits
337.10 Waiver
337.11 Effect on other banking practices
337.12 Frequency of examination

12 CFR Part 364 - Standards for Safety and Soundness

364.100 Purpose
364.101 Standards for safety and soundness
Appendix A Interagency Guidelines Establishing Standards for Safety and Soundness
Appendix B Interagency Guidelines Establishing Information Security Standards

OTS

12 CFR Part 570 - Safety and Soundness Guidelines and Compliance Procedures

570.1 Authority, purpose, scope and preservation of existing authority
570.2 Determination and notification of failure to meet safety and soundness standards
570.3 Filing of safety and soundness compliance
570.4 Issuance of orders to correct deficiencies
570.5 Enforcement of orders
Appendix A - Interagency Guidelines Establishing Standards for Safety and Soundness
Appendix B - Interagency Guidelines Establishing Information Security Standards

NCUA

The NCUA has not adopted per se safety and soundness regulations. It references the concept in enumerating permissible and prohibited investment and deposit activities (See 12 CFR Part 703), but does not attempt to define the term.

12 CFR Part 742 Regulatory Flexibility Program

742.1 What is NCUA's Regulatory Flexibility Program ?
742.2 How do I become eligible for the Regulatory Flexibility Program?
742.3 Will NCUA notify me when I am eligible for the Regulatory Flexibility Program?
742.4 From what NCUA regulations will I be exempt?
742.5 What additional authority will I be granted?
742.6 How can I lose my RegFlex eligibility?
742.7 What is the appeal process?
742.8 If I lose my RegFlex authority, will my past actions be grandfathered?

Regulatory Guidance

Comptroller's Handbook

Examinations in General

Disclosure of Examination Reports

Interagency Guidelines for Real Estate Lending Policies

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