Requires banks which have an office in an MSA and hold over a certain threshold in assets (amount redetermined annually) to gather government monitoring information relating to age, sex, race and national origin on home improvement, purchase and refinancing loan applications, to record the information on a Loan Application Register and to report it to the government

Implements the Home Mortgage Disclosure Act

Small Entity Compliance Guide

Mortgage Loan Prequalifications: Applications or Not? (FDIC)

There are no proposed amendments to Reg C as of 9.01.06

Amendment establishing annual asset-size exemption threshold for depository institutions  effective 1.01.08

Revised formats for public disclosure of mortgage lending data  effective 2005

Amendments to establish asset-size exemption threshold for depository institutions and to conform the regulation and commentary to changes in standards for defining metropolitan statistical area boundaries
effective 1.01.04

Amendments establishing thresholds for determining loans for which loan-pricing data must be reported; requiring lenders to report the lien status of a loan or application; and requiring lenders to ask applicants their ethnicity, race, and sex when taking telephone applications  effective 1.01.04

SEC_CODE_REF_0090001192884

Amendments to commentary, providing transition rules for applications received before 1.01.04, on which final action is taken on or after 1.01.04  effective 6.27.03

Amendments to improve the quality and consistency of data collected on home mortgage loans effective 1.01.03 and request for comment on proposed amendments concerning the appropriate threshold for collecting price data on higher-cost loans; requiring lenders to ask telephone applicants their race, ethnicity, and sex; and requiring lenders to report lien status for applications and originated loans  due 4.12.02

Index