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Consumer Leasing
12 CFR 213
Summary
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 Implements
the consumer leasing provisions of the Consumer Leasing Act by requiring
meaningful disclosure of leasing terms
- Applies to all persons who regularly lease, offer to lease or arrange for the lease of
personal property under a consumer lease
- Limits the size of balloon payments
Consumer
Leasing Act Small
Entity
Compliance Guide
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Proposed
Amendments
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 To
withdraw certain interim rules that were never made final and to clarify when
electronic disclosures must be made in connection with electronic applications
comments due 6.21.07
To
establish uniform standards for the electronic delivery of federally mandated
disclosures comments due 6.01.01
SEC_CODE_REF_0090001192884
Simplify
the Board's rules by withdrawing certain portions of the E-Sign Act, withdraw
undue burdens and retain certain provisions regarding guidance on the use of
electronic disclosure
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Rules
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Index
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213.1 Authority, Scope, Purpose, And Enforcement
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213.2 Definitions
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213.3 General Disclosure Requirements
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213.4 Content Of Disclosures
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213.5 Renegotiations, Extensions, And Assumptions
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213.6 Electronic Communication
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213.7 Advertising
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213.8 Record Retention
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213.9 Relation To State Laws
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Appendix A Model Forms
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Appendix B Federal Enforcement Agencies
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Appendix C Issuance of Staff Interpretations
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Supplement I Official Staff Commentary to Reg
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