Compliance Unfair and Abusive Practices Issues

Subtopics

Unfair or Abusive Practices - Enforcing Section 5 of the FTC Act

OCC 12 CFR 7.4008(c)
FRB Reg AA

OTS 12 CFR Part 535

535.1 Definitions
535.2 Unfair credit practices
535.3 Unfair or deceptive cosigner practices
535.4 Late charges
535.5 State exemptions

NCUA 12 CFR Part 706

706.1 Definitions
706.2 Unfair credit practices
706.3 Unfair or deceptive cosigner practices
706.4 Late charges
706.5 State exemptions

Fair Debt Collection Practices Act

Agency Guidance

OCC Compliance Manual - Credit Practices Rule
OCC Compliance Manual - Fair Debt Collection Practices
FRB Compliance Handbook Unfair or Deceptive Acts
FDIC Compliance Examination Handbook Chapter 7
FDIC Compliance Examination Handbook Credit Practices Rule
OTS - Fair Debt Collection