12 CFR Part 40 - Privacy of
consumer financial
information
- 40.1 Purpose and scope
- 40.2 Rule of construction
- 40.3 Definitions
Subpart A - Privacy and
opt out notices
- 40.4 Initial privacy notice to consumers required
- 40.5 Annual privacy notice to customers required
- 40.6 Information to be included in privacy notices
- 40.7 Form
of opt out notice to consumers
- 40.8 Revised privacy notices
- 40.9 Delivering privacy and opt out notices
Subpart B - Limits on
disclosures
- 40.10 Non-public personal information
- 40.11 Reuse of
information
- 40.12 Sharing account number
information for marketing
Subpart C - Exceptions
- 40.13 Opt out requirements for
service providers
- 40.14 Notice and opt out
requirements
- 40.15 Other
exceptions to notice and opt out
Subpart D - Relation to
other laws; effective date
- 40.16 Protection of Fair Credit Reporting Act
- 40.17 Relation to State laws
- 40.18 Effective date; transition rule
-
Appendix A Sample
clauses
- Insider loans - $15,000 exemption for credit card
debt -
12 CFR Part 31, Appendix B
FRB
- The FRB has no regs particularly dealing with credit cards per se.
They are treated under more general credit-related regs such as